Tag: Blogging

For me, I think the commentary below is a damned good analogy for Obama-care…aka The Affordable Care Act.

Yeah me, the ‘so-called’ middle class…the one who is now paying more than twice the cost for less than half the coverage.

The one who can no longer afford to go to the doctor, even though I have insurance, because the deductible is a joke.

No…worse…the deductible is half a year’s living expenses.

Political?

I wish it were that easy.

Reality?

You betcha.

I am one of those who has insurance, but will never reap the benefit of the (50% greater) amount taken from the paycheck for the simple fact that, the (4x greater) deductible is more than we could ever afford to pay on top of the premiums.

Therefore, for all (his) intents and (his) purposes…we consider ourselves one of the “Insured WITHOUT the state and federal benefits of the uninsured”

Yes, this is the reality.  If you are part of the subsidized health exchange system…good for you.

If you are not…like me…then this is our reality.

Does this mean I’m anti-poor or anti-needy?  HELL NO!

Does this mean because I work and you don’t, I am responsible for taking care of YOU before I can take care of me and my own?  NO

Does this mean I think I deserve decent, affordable health coverage because that’s what I pay for?  YES

Do I think there is a better way to achieve this than Obama-care?  YES

Why?

Because more than 50% of what my household makes ALREADY goes to the government.

When is it enough?

When is it going to be okay to think YOU take care of YOU and YOURS and I take care of ME and MINE is the way it should be, if at all possible?

Charity begins at home.  Right?

Charity comes from the heart.  Right?

Charity is NOT a mandatory tax.  Right?

Since when did the government become a charity?

I give what I can when I can, which is often.

I have never passed another human being in need, without offering a helping hand.

When did that cease to be ‘charitable’?

The future Analogy of which I speak (and please, this is not a personal attack on the Prez…just his policy) is outlined below:

Affordable Plumbing Act

Only weeks after leaving office on Jan. 20, 2017, former President Barack Obama discovers a leak under his sink, so he calls Troy the Plumber to come out and fix it.

Troy drives to Obama’s new house, which is located in a very exclusive, gated community near Chicago where all the residents have a net income of way more than $250,000 per year.

Troy arrives and takes his tools into the house. He is led to the guest bathroom that contains the leaky pipe under the sink. Troy assesses the problem and tells Obama that it’s an easy repair that will take less than 10 minutes. Obama asks Troy how much it will cost. Troy checks his rate chart and says, “$9,500.”

“What?! $9,500?!” Obama asks, stunned, “But you said it’s an easy repair. Michelle will whip me if I pay a plumber that much!”

Troy says, “Yes, but what I do is charge those who make more than $250,000 per year a much higher amount so I can fix the plumbing of poorer people for free. This has always been my philosophy. As a matter of fact, I lobbied the Democrat Congress, who passed this philosophy into law. Now all plumbers must do business this way. It’s known as the ‘Affordable Plumbing Act of 2014′. I’m surprised you haven’t heard of it.”

In spite of that, Obama tells Troy there’s no way he’s paying that much for a small plumbing repair, so Troy leaves. Obama spends the next hour flipping through the phone book calling for another plumber, but he finds that all other plumbing businesses in the area have gone out of business. Not wanting to pay Troy’s price, Obama does nothing and the leak goes un-repaired for several more days. A week later the leak is so bad Obama has had to put a bucket under the sink.

Michelle is not happy as she has Oprah and guests arriving the next morning. The bucket fills up quickly and has to be emptied every hour, and there’s a risk the room will flood, so Obama calls Troy and pleads with him to return.

Troy goes back to Obama’s house, looks at the leaky pipe, checks his new rate chart and says, “Let’s see, this will now cost you $21,000.”

Obama quickly fires back, “What? A few days ago you told me it would cost $9,500!”

Troy explains, “Well, because of the ‘Affordable Plumbing Act,’ a lot of wealthier people are learning how to maintain and take care of their own plumbing, so there are fewer payers in the plumbing exchanges. As a result, the price I have to charge wealthy people like you keeps rising. Not only that, but for some reason the demand for plumbing work by those who get it for free has skyrocketed! There’s a long waiting list of those who need repairs, but the amount we get doesn’t cover our costs, especially paperwork and record-keeping. This unfortunately has put a lot of my fellow plumbers out of business, they’re not being replaced, and nobody is going into the plumbing business because they know they can’t make any money at it. I’m hurting too, all thanks to greedy rich people like you who won’t pay their ‘fair share’. On the other hand, why didn’t you buy plumbing insurance last December? If you had bought plumbing insurance available under the ‘Affordable Plumbing Act,’ all this would have been covered by your policy.”

“You mean I wouldn’t have to pay anything to have you fix my plumbing problem?” asks Obama.

“Well, not exactly,” replies Troy. “You would have had to buy the insurance before the deadline, which has passed now. And, because you’re rich, you would have had to pay $34,000 in premiums, which would have given you a ‘silver’ plan, and then, since this would have been your first repair, you would have to pay up to the $21,000 deductible, and anything over that would have a $7,500 co-pay, and then there’s the mandatory maintenance program, which is covered up to 17.5%, so there are some costs involved. Nothing is for free.”

“WHAT?!” exclaims Obama. “Why so much for a puny sink leak?!”

With a bland look, Troy replies, “Well, paperwork, mostly, like I said. And the internal cost of the program itself. You don’t think a program of this complexity and scope can run itself, do you? Besides, there are millions of folks with lower incomes than you, even many in the ‘middle class’, who qualify for subsidies that people like you must support. That’s why they call it the ‘Affordable Plumbing Act’! Only people who don’t make much money can afford it. If you want affordable plumbing, you’ll have to give away most of what you have accumulated and cut your and Michelle’s income by about 90%. Then you can qualify to get your ‘Fair Share’ instead of giving it.”

“But who would pass a crazy act like the ‘Affordable Plumbing Act’?!” exclaims the exasperated Obama.

After a sigh, Troy replies, “Congress… because they didn’t read it.”